How to Maximize a Personal Injury Settlement
Most Alabama personal injury cases end with insurance settlements rather than a trial. This is good news for accident victims. A full and fair settlement usually provides a swifter resolution to their cases and avoids riskier, drawn-out court proceedings. However, it also makes it critical for individuals to know how to maximize their personal injury compensation. Getting advice from an attorney for personal injury settlements can prevent the insurance company from selling you short with a lowball offer.
The law firm you choose matters. At the Serious Injury Law Group, we understand the challenges victims face after a severe injury. Our Alabama injury attorneys will assess all your losses to maximize your claim’s value and fight for every penny. Call or contact us online for a free consultation.
How Our Lawyers Maximize Personal Injury Settlements in Alabama
Personal injury attorneys play a crucial role in recovering fair settlements for accident victims. The insurance claims process is not always easy, but the right attorney can relieve your stress by managing it for you.
At Serious Injury Law Group, we do it all. We will investigate the incident, gather evidence, identify all responsible parties, and file a personal injury claim demanding the compensation you deserve.
Our experienced personal injury lawyers will also calculate your losses to place an appropriate value on your case and manage all settlement talks with the insurance company. Insurers often attempt to use tactics aimed to deny claims or reduce their value. With Serious Injury Law Group on your side, you can rest assured that your case is in capable hands, with legal professionals highly trained in insurance company negotiations. We don’t settle for less.
Here’s what sets our law firm apart from our peers:
- Exclusive focus on personal injury cases – We have in-depth knowledge of Alabama laws involving all types of personal injury claims.
- Alabama natives – Our lead attorneys, Chuck James and Gerald Brooks, are Alabama natives who take pride in serving their local communities. They left larger firms to build a practice that truly serves the needs of injured clients, focusing on quality over quantity.
- Responsiveness – We prioritize communication with our clients. We are available to meet wherever is most convenient. If we can’t respond to a call or question right away, we’ll call you back within 24 hours.
- Seasoned negotiators and litigators – Our attorneys prepare every case as if it’s going to trial and won’t back down from a fight.
Satisfied clients can attest to the quality of our legal services:
“Serious Injury Law Group is simply outstanding! From start to finish, they provided exceptional legal support with a caring touch. Their team is professional, attentive, and genuinely concerned about their clients’ well-being. If you need legal help, look no further than Serious Injury Law Group – they’re the best!”
Reach out today for a free case review.
Understanding Insurance Company Tactics in Personal Injury Cases
Insurance companies often seem supportive, but beware. They aim to protect their bottom lines by paying as little as possible for your claim. One common tactic is offering a quick and low settlement shortly after your accident. The idea is to take advantage of the situation and get you to agree before you learn the full extent of your injuries and whether there will be any long-term consequences. Accepting an early settlement could leave you without enough compensation to cover your ongoing medical bills or lost wages.
Another approach is to dispute liability. The insurer may argue that you were partly or entirely at fault for the accident, even when the evidence shows otherwise. This strategy is widespread in Alabama personal injury claims. The state’s contributory negligence laws prevent claimants from recovering personal injury damages if they are even one percent at fault for the accident that injured them. By shifting blame, the insurance companies strive to avoid paying altogether. The advantages of a personal injury attorney in these situations cannot be overstated. Your lawyer can counter any unfair claims of fault.
Finally, insurance adjusters are trained to downplay the severity of your injuries. They may question the necessity of your medical treatments or claim that your injuries existed before the accident. They may hire medical experts to dispute your doctor’s findings. At Serious Injury Law Group, we work with industry-leading experts who can testify on your behalf.
Strategies to Strengthen Your Claim
Settlement negotiations are delicate proceedings, but you can help your case before they start. Here’s how:
- Document your injuries – Seek immediate medical attention after an accident. Comprehensive medical records link your injuries to the accident and support your claim for compensation.
- Gather strong evidence early – Collect photos of the accident scene and your injuries as soon as possible. Obtain contact information from witnesses and preserve any other evidence that supports your case.
- Work with an Alabama personal injury lawyer – You need someone who can identify all your potential losses, including non-economic damages like pain and suffering. Getting compensation for intangible damages can be key to maximizing your settlement.
- Stay off social media – Insurance companies may monitor your social media accounts for posts that could contradict your claims. Avoid discussing your accident, injuries, or activities to protect your case.
- Be patient – Settling a personal injury claim takes time, especially when the other side doesn’t want to pay. Accepting the first offer and moving on is tempting, but you may regret it. Once you settle, you can’t ask for money later.
Types of Personal Injury Damages
Understanding your potential compensation for severe injuries is vital for successful settlement negotiations. In an Alabama personal injury case, you could receive money for:
- Past, current, and future medical expenses
- Lost income
- Reduced future earnings
- Rehabilitation, like physical therapy
- The cost of home health care, housekeeping services, and medical equipment
- Pain and suffering
- Emotional distress
In rare cases, personal injury victims may receive punitive damages. Rather than compensate you for your financial and non-economic losses, punitive damages aim to punish defendants for particularly wrongful conduct.
Contact an Experienced Personal Injury Attorney Today
At Serious Injury Law Group, we know the stakes are high after a serious injury. Put our firm to work for you. We leave no stone unturned in pursuing maximum compensation for our clients. Contact us today to arrange a free legal consultation with an Alabama personal injury attorney.